What Does Financial Abundance Mean—And How the Hell Do You Get There?
Let me be straight with you. Most people throwing around the phrase “financial abundance” don’t have a clue what it actually means. You hear it on podcasts, see it splattered on vision boards, and it’s usually backed by the same old junk: “just manifest it,” or “believe and you’ll receive.”
Look, I’m all about mindset—but financial abundance isn’t just about journaling and lighting a candle under a full moon.
It’s about owning your sh*t. It’s freedom. It’s security. It’s the power to say “yes” when you want to, and “hell no” when you need to—without checking your bank account first.
So, let’s break down what financial abundance really means… and the steps you can actually take to get there.
First—What Does Financial Abundance Actually Mean?
It means you’ve got more than enough. Not just enough to scrape by, not just enough to save 10% like some broke financial guru told you. I’m talking:
Enough to cover all your needs—housing, food, healthcare.
Enough to fund your wants—travel, hobbies, giving, rest.
Enough to invest in your future—and your kids’ futures if you’ve got them.
Enough to handle the unexpected without spiraling into stress mode.
More importantly, it means you have control. Not control over everything—but control over your money, your time, your decisions.
So, How Do You Get There?
Here’s your no-BS game plan to build financial abundance starting today. Not tomorrow. Not next year. Right now.
1. Audit Your Financial Reality (No Shame, Just Data)
Before you can grow anything, you gotta know where the hell you stand.
Action Step:
Pull your last 60 days of bank statements.
Track every dollar that came in and went out.
Use a spreadsheet or an app (like You Need A Budget or Rocket Money) to sort spending into Needs, Wants, and Leaks.
Be honest—not judgmental. Abundance starts with clarity.
2. Define What Abundance Looks Like for You
This ain’t one-size-fits-all. Your version of abundance might be owning a tiny house and traveling the world. Someone else’s might be a paid-off home, no debt, and working 3 days a week.
Action Step:
Write down your personal abundance definition.
What does a financially abundant life feel like?
What’s your “enough”? Get real specific.
This becomes your financial North Star.
3. Clean Up the Leaks
Wealth doesn’t grow in a leaky bucket. Subscriptions you forgot about. Interest you’re throwing at credit card companies. That $400 impulse Amazon streak. Fix it.
Action Step:
Cancel or downgrade at least 3 recurring expenses.
Renegotiate bills. Call your cable or phone provider—don’t be scared.
Move to a high-yield savings account (check NerdWallet for current best rates).
Keep more of what you earn—so you can do more with it.
4. Pay Yourself Like You Mean It
Your future self doesn’t want your excuses. It wants security.
Action Step:
Set up auto-transfers:
10% to savings
15%+ to investments (start with a Roth IRA or Solo 401(k) if you’re self-employed)
Emergency fund goal: 3-6 months of must-have expenses
Even if you start with $50/month—start. Small builds into unstoppable.
5. Earn More—Without Burning Out
You don’t have to hustle 24/7. But you do need to think bigger than just cutting lattes.
Action Step:
Ask for a raise or raise your rates
Sell a service you already do for free (design, tutoring, cooking, coaching)
Learn one new skill this quarter that could bump your income
Saving is survival. Earning is abundance.
6. Invest Like You Actually Want to Be Free
Want freedom? Compound interest is your ticket.
Action Step:
Pick an investing platform (Fidelity, Vanguard, M1 Finance)
Open an IRA or brokerage account
Set up recurring transfers
Invest in low-cost index funds (S&P 500 is a solid start)
Let your money work while you sleep.
7. Give Like You’re Already Abundant
This one flips the script. Generosity proves to your brain that you have enough to share—and that unlocks a powerful abundance loop.
Action Step:
Give 1–5% to a cause or person that matters to you
Tip extra. Pay for the next coffee. Fund a friend's fundraiser.
Abundance multiplies when it flows, not when it stagnates.
Bonus: Protect Your Peace
Financial abundance without peace is just more stress with a fancier view. Get your mind right.
Action Step:
Set boundaries with toxic people who drain your energy (and your bank account)
Say no to “opportunities” that don’t align with your vision
Unfollow money “experts” who make you feel behind
You don’t owe anybody your energy. Protect your flow.
Final Thought: You Already Have Enough to Start
Listen, most people think financial abundance is something they “get” once they hit six figures, pay off all their debt, or strike it rich.
Nah. That’s not it.
Financial abundance starts right now—with a decision.
A decision to live on purpose.
A decision to stop bullshitting yourself.
A decision to build wealth with intention.
And I got your back if you're ready to walk that road.
Resources That Actually Help:
Ready to Build Real Financial Abundance? Let’s Talk.
If you’re tired of doing this money thing alone—and you’re ready for real clarity, real strategy, and real results—then the Black Mammoth Power Hour is your next move.
In just one hour, we’ll cut through the noise and get laser-focused on your biggest financial opportunities. No fluff. No judgment. Just straight, actionable insight tailored to you.
Whether you’re trying to clean up cash flow, plan for the future, or finally feel confident about your money—we’ve got the playbook.